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North Yorkshire Homechoice

Charitable Status

 

Who has charitable status?

  

The following housing associations have charitable status.

  • Broadacres
  • Yorkshire Coast Homes
  • Yorkshire Housing

What does charitable status mean?

  

Applicants must meet certain criteria in order to be eligible to be allocated a property.

You can view Broadacres' charitable eligibility criteria below.

For details on Yorkshire Coast Homes and Yorkshire Housing please contact the relevant office.


 

Broadacres Charitable Criteria 

 These criteria are: 

  •  they are aged 16 or over and are having difficulty finding or sustaining suitable accommodation because of their financial circumstances;or
  •  they are aged 65 or over and need accommodation that has been specifically designated for this age group;or
  •  they need specifically designed or adapted accommodation because of a mental or physical need and are unable to buy or rent such a property within their means; or
  •  they need supported accommodation; or
  • they are an existing tenant of Broadacres.

 

 What do we mean by Financial Circumstances?
 

Applicants can only be allocated accommodation if they do not have the resources to obtain accommodation on the open market which meets their reasonable housing needs. We have set general levels of income and assets based on the private rented market in the local authority areas where we have property. Annex A gives the current figures. However, we reserve the right to carry out further investigations into an applicant’s financial status in order to determine whether they are a proper charitable beneficiary.

 

Accommodation for those 65 and over 
 

We have designated certain accommodation which is particularly suitable for those aged 65 or over due to its design, facilities and closeness to amenities.  Applicants who need such accommodation for reasons such as their health and wellbeing; under occupancy or financial hardship will not normally need to meet the financial criteria outlined in Annex A.  However, if the applicant already owns a property we reserve the right to carry out further investigations into whether the applicant can meet their needs from their own resources.

 

Accommodation designated for this age group may also be allocated to younger people if, because of their health and wellbeing, they particular need the facilities of this type of accommodation

 

Specially designed or adapted accommodation 
 

If applicants have special needs and their own home cannot be adapted to meet those needs they will not normally need to meet the financial criteria outlined in Annex A.  However, if the applicant already owns a property we reserve the right to carry out further investigations into whether the applicant can meet their needs from their own resources.

 

What if I own my own property?
 

If an applicant currently owns or jointly owns a property they will not normally be eligible to be allocated one of our properties unless they are aged 65 or over or need specially designed or adapted accommodation, as outlined above.  However, in certain exceptional circumstances we may be able to consider such an applicant.  Such circumstances are:

 

  • Severe financial hardship – for example, if repossession is imminent.
  • Relationship breakdown – if the applicant has left the property and would be determined to be statutorily homeless.
  • Overcrowding – if the applicant is unable to sell the home they own due to market conditions/negative equity and purchase a suitably sized property.
  • Health and well being – if the applicant has a serious and enduring illness which makes it impossible for them to live in the home they own.
  • Other cases of exceptional proven hardship.

In all cases evidence of the applicant's circumstances and that rehousing is the only option will be requires from appropriate agencies. We may aslo require the applicant to have an affordability assessment undertaken by our Debt and Welfare Benefit Advisors. We will only grant an assured shorthold tenancy until the applicant has sold their own property.

Annex A

Financial Criteria 

Applicants will not be eligible to be considered for a property if a combination of their income and savings/equity means they could afford to rent or buy a property on the open market, other than the exceptions outlined in this policy.

The figures below are used as a guide for assessing eligibility, but we reserve the right to carry out detailed investigations into an applicant’s circumstances.

We will assess an applicant’s income and assets at the time that we offer a property, taking into account the maximum size of property that they are eligible for.

Gross household income (income before deductions of tax etc) must normally be below the following limits.

Property Size
1 Bedroom 2 bedroom 3 bedroom 4 bedroom
£23,000 £30,000 £35,000 £45,000

 

 

 

In addition, savings or other assets must be below £20,000.

 
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